UniCredit Bank Czech Republic and Slovakia has noticed that refinancing makes up roughly one-third of mortgage loans in 2016. Raiffeisenbank clients took out mortgage loans to buy real estate (40%), to build and reconstruct (25%) and for other purposes including refinancing (35%). Refinanced mortgage loans from other banks make up almost 30% of all mortgage loans at Wüstenrot Hypoteční Banka. In Equa Bank, refinancing makes up roughly 20% of the volume of newly taken-out mortgage loans. Compared to previous years, Fio Banka registers a decrease in the share of refinancing from roughly 50% to 40% of all provided mortgage loans. These figures stem from a ČIANEWS survey.