In 2014 Air Bank generated net profits totaling CZK 312.7m. The bank had posted net consolidated losses of CZK 80m a year earlier. The bank said that this is its first year in the black; it had originally expected profits in 2015. The number of clients increased by 49 % to 318,000 and the volume of deposits on checking and savings accounts increased by 25 % to 54.7 bn. The volume of loans increased by 8 % to CZK 25.1bn. The bank’s consolidated operating earnings totaled CZK 3.4bn. Its balance sum totaled CZK 63bn. Its capital ratio grew to 14.7 %.