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ČNB: Credit standards loosened by 44% of bank market

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Credit standards of bank when approving loans to non-financial companies loosened in the scope of 44% of the net market share in the first quarter of 2015, according to the Czech National Bank (ČNB), which added that the loosening applied to all types of loans and companies in terms of their size. The standard loosening was affected by competitive pressure and a more positive risk perception. At the same time, almost half the bank market lowered the average loan interest margins, while a quarter of the market lowered margins for more risky loans.


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