Czechia in context

Business & EconomyPage 5

Business & Economy

122 articles18 guides · 102 explainers · 1 list · 1 FAQUpdated 12 Oct 2026

All Business & Economy, page 5

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  1. Explainer

    Mortgage fixation in Czechia: choosing between 1, 3, 5 and 10 years

    The fixation decides when your rate is next up for renegotiation. The end of the period matters more than most borrowers expect.

    5 min
  2. Explainer

    Mortgage insurance and life cover in Czechia: what is required

    The bank insists the flat is insured and may offer a lower rate for life cover. One is a condition, the other an option, and the two are easily confused.

    5 min
  3. Guide

    Mortgages for foreigners in Czechia: what banks ask for

    A Czech bank does not ask where you were born. It asks whether your income, residence and paperwork fit its rules, and those rules differ from lender to lender.

    5 min
  4. Explainer

    Mortgages for self-employed buyers in Czechia

    To a Czech bank, a freelancer earns what the tax return says, not what the invoices say. Flat-rate expenses can shrink that figure before talks begin.

    5 min
  5. Explainer

    Mortgages in Czech crowns or euros: currency risk for expatriates

    A loan in a currency you do not earn can look cheaper on day one and still cost more later. The question is where your future income will arrive.

    6 min
  6. Explainer

    One Stop Shop for Czech web shops: one return for EU consumer VAT

    Above a single EU threshold, VAT on sales to consumers is due in the customer's country. OSS lets a Czech seller report it all through one quarterly return.

    5 min
  7. Explainer

    Prague property as an investment: what drives the return, what bites

    A Prague flat pays you three ways, and only one of them is predictable. The rules that now shape the maths, and the data worth opening before you commit.

    7 min
  8. Explainer

    Prague property price history: three decades of growth

    Prague flats have rarely been cheap and have rarely stood still. The turning points since 1990 show what moves the market and why the next one is hard to call.

    6 min
  9. Explainer

    Property crowdfunding and REIT-style investing in Czechia: rules and risks

    Small sums, big-sounding projects. How EU crowdfunding rules protect you, what they do not, and why Czechia has no domestic REIT in the American sense.

    6 min
  10. Explainer

    Property management in Prague: what landlords outsource, and what it costs

    A manager can handle the tenant, the rent and the boiler, but not the owner's legal duties. What a contract covers, how fees work and what to write down.

    6 min
  11. Explainer

    Rent versus mortgage payment in Prague: a monthly comparison

    The mortgage instalment looks like rent with a prize at the end. Only part of it is, and the part that is not can swing the comparison either way.

    5 min
  12. Explainer

    Rental prices in Prague: how the market has moved and why

    Prague rents respond to supply, incomes, rates, rules and who moves in. How to read an average rent by size and district without being misled.

    6 min
  13. Explainer

    Rental yields in Prague: what investors actually earn

    A headline gross yield flatters. Take off vacancy, upkeep, charges and tax in a worked example, and see how much of the rent is still there by the end.

    5 min
  14. Explainer

    Short-term or long-term letting in Prague: comparing returns honestly

    Thirty nights at a headline rate can look like double the monthly rent. Take off commission, cleaning and empty nights, and the gap closes.

    5 min
  15. Explainer

    Short-term rental rules for Prague flat owners: building, town, lender

    Owning the flat does not settle whether you can let it by the night. Five layers of rules apply, and the one that bites first is usually the building.

    6 min
  16. Explainer

    Sole trader or s.r.o.? The questions that decide it in Czechia

    Liability, tax, admin and credibility compared side by side, with the four questions that actually settle which route suits a founder in Prague.

    5 min
  17. Explainer

    Student housing and micro-flat investment in Prague: niche and risks

    Small flats near universities look like an easy yield on paper. The maths changes once you add turnover, summer voids and wear. A hypothetical worked example.

    6 min
  18. Explainer

    The Czech Financial Administration: roles, powers and online tools

    From tax IDs to audits to the online portal, a guide to the authority that collects most Czech taxes, and how to deal with it without a fixer.

    6 min
  19. Explainer

    The Czech koruna: why Czechia kept its own currency

    Czechia joined the EU in 2004 and still pays in korunas. The history of the currency, the euro question and what it means for your wallet.

    5 min
  20. Explainer

    The Czech s.r.o.: how the default founder's company really works

    Limited liability that stops where directors' duties begin: who owns, who runs and who can still be pursued in a Czech limited company.

    5 min
  21. Explainer

    The Czech solar boom: how guaranteed prices became a decade of bills

    A fixed tariff turned Czech fields into solar parks in 2010 and left consumers paying for years. The levy, the lawsuits and the return of rooftop panels.

    6 min
  22. Explainer

    The Czech Statistical Office: what it publishes and how to read it

    From the monthly inflation figure to the census, the Statistical Office releases most of Czechia's numbers. Where to find them and which ones to trust.

    5 min
  23. Explainer

    Using foreign income for a Czech mortgage

    A salary paid from abroad is real money, but a Czech bank must verify it, convert it and rely on it for decades. That is where applications stall.

    5 min
  24. Explainer

    VAT on new-build flats in Czechia: the 12% rate and where it stops

    On a new flat the VAT rate can swing the price by hundreds of thousands of crowns. One floor-area line decides it, and parking spaces follow different rules.

    6 min