The volume of loans provided by Home Credit in the Czech Republic amounted to CZK 10.32bn in 2015 while it totalled CZK 8.70bn in 2014. Its net profit increased from CZK 293m to CZK 507m. The costs- yields ratio was at 58%. The number of active customers increased from 323,000 to 327,000. The company added that the number of its distribution points in the Czech Republic grew from 5,818 to 5,998. According to Home Credit spokeswoman Zuzana Bienvenu, the company copes with a further growth and increase in its profitability with help of improvement in the market position in the consumer financing, growth in cash loans and credit products in combination with a management of risk and operating costs.