Czech bank Česká spořitelna’s non-audited consolidated net profit in accordance with IFRS decreased by 5.9% y/y to CZK 7.3bn in the first half of 2015. Gross client loans grew by 4.0% to CZK 528.5bn. Deposits increased by 2.5% to CZK 690.5bn. Total assets of the bank grew by 2.6% to CZK 923.5bn. The capital adequacy CET 1 for the group ČS reached 19.2%. According to Pavel Kysilka, the chairman of the board of directors of ČS, the results were influenced by the European banking regulation. The profitability was negatively impacted by a reserve for the estimation of the annual mandatory contribution in the Resolution Fund for the year 2015 in the amount of CZK 444m.