The bank Česká Spořitelna reported unaudited consolidated net profit complaint with International Financial Reporting Standards (IFRS) totalling CZK 14.3bn as of December 31, 2015, down 5.2% y/y. Operating profit dropped 7.6% y/y to CZK 21.2bn. Gross client loans increased by 5.9% to CZK 548.8bn. Tier 1+2 capital adequacy of the entire Česká Spořitelna group totalled 21.3%. Balance sum grew 6.3% to CZK 959.6bn from CZK 902.6bn.